In the vast spectrum of financial services, the concept of a home loan top-up is steadily gaining traction. But what exactly is it? And how can it benefit borrowers? Let’s delve into understanding this financial avenue in detail. Introduction What…
If you’re considering whether to rent or own a home in India, it’s important to weigh the benefits and drawbacks of each option. While renting may seem like a more flexible and affordable choice in the short term, owning a…
Owning a home is a lifelong goal for many! Your own home ensures lifelong security and comfort. Gone are the days when buying a home was tedious and lengthy. In this era of digital lending, buying your home is easy…
What is Own Contribution (OCR) in Home Loan? The builder or the reseller issues you a receipt on receiving your initial payment, which refers to as an Own Contribution Receipt (OCR). One may also term this receipt as a Margin…
The largest loan in the portfolio of a borrower is usually the home loan. Even though a home loan helps you build a beautiful abode for yourself, the home loan equated monthly instalments (EMIs) can take up a significant portion of your…
